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Archive for January, 2010

Echeck Processing Via The Ach Network: How Does It Benefit You?

Weve probably all done it hundreds of times pulled out our checkbook to pay a bill. It is easy to assume that paper check will be manually sorted by the business deposited at the bank and processed. But with the Digital Age upon us paper check processing in this manner is becoming less and less likely and less convenient.

Electronic check processing eCheck Processing is changing the name of the game. eCheck processing gives businesses the ability to collect the information on a paper check and electronically collect money from a bank account using the same secure Automated Clearing House ACH Network that is used for Direct Deposits and Direct Payments.

This isnt a new concept according to electronicpayments.org a NACHA website 3.1 billion checks were converted to ACHbased electronic payments in 2007.

So what are the benefits of converting paper checks into eChecks?

Business Benefits:

Converting eChecks will decrease businesses operating costs. While it costs on average 1.22 to process a paper check eChecks can be processed for as little as. 0.55. In addition to the money saved a business wont have to focus as much time or resources to process those paper check payments including making multiple trips to the bank.

eChecks can also help improve cash flow and ontime payments. No longer does a business have to wait for the check to arrive in the mail echecks can be accepted over the phone or through electronic invoicing whichever is more convenient for the customer. If your business uses a quality online payment processing system you can even track the funds and receive Not Sufficient Funds NSF notifications days earlier than with manual processing.. And in the addition to receiving funds faster preventative measures such as check verification can be set up to check the balance of an account before initiating a debit which cuts the number of NSF fees a business incurs.

Consumer Benefits:

Consumers also benefit from the convenient payment options that can be offered with echeck processing. For businesses offering the service a consumer can take the routing and account number printed on the bottom of their checks and make payments over the phone online or on an automatic schedule. This way their payments can be debited from their checking account without adding to the balance on their credit cardsan important factor in todays economy. Plus with more businesses offering the service consumers will no longer have to purchase paper checks stamps and envelopes.

An additional and often overlooked benefit of echeck processing is security. An electronic check transaction passes through far less human hands than a paper checkmaking a consumer less vulnerable to identity theft and making an echeck payment a MORE secure processing method.

How does it work?

The Simple eCheck Process:

1. Notification If the business is collecting physical paper checks the customer is informed the paper check will be converted to an electronic form. This is usually done on invoices or on a sign in the place of business. In addition the customer will receive a notification of the transaction details often this is done via email. A quality payment solution will do this automatically for the business.

2. Collection and Conversion The paper check is converted into a onetime ACHbased electronic payment. Check scanners enable businesses to do this quickly and efficiently. The business then keeps the check or copy of it for 2 years as a receipt of the payment.

3. Processing The payment information is then electronically submitted to a processor and then to the financial institution via the secure ACH network. Your customers bank account shows a pending debit within about 24 hours and your account is credited with the funds in about 72 hours.

If your business is looking for a faster inexpensive way to collect payments that also offers customers more convenience eCheck payment processing is the simple secure solution.

This article is brought to you by PaySimple a leading provider of echeck and ACH payment processing services.

About the writer:  I am a Web Marketing Associate for PaySimple and am responsible for bolstering SEO efforts utilizing emerging social media technology to create and monitor our collective web presence and helping provide small businesses with valuable resources to make their lives more efficient.

Ebook Marketing: Affiliate Programs

If you currently own a business or are thinking of starting one up chances are you are going to need some information about how to get the word out about your product or service. That is when you need to think about marketing and building a marketing strategy. With the World Wide Web being the major source of information sharing and communications in the world it is natural that you would want to use this as a major focus for building your marketing strategy. That is what this ebook is for; to teach you how to become a major player in the field of business that you choose by taking advantage of the internet and using affiliation as your marketing strategys foundation.

Affiliate programs are an excellent way to generate income for your site or someone elses and it is a pretty good introduction into ecommerce however but it’s a numbers game. Basically the more people who visit your site the greater your chances become for creating a good income especially if the programs you participate in are related to your site topic. For more details www.eazyebookmoney.com Chances are you have probably come across many commercial sites that claim to offer the best affiliate program. What you will often learn is that this is simply not true. So what exactly is an affiliate program you might ask? An affiliate program is where a company offers to pay you a certain amount of money for either a click through from your site or a fixed amount for a lead where the visitor signs up for a newsletter etc. or a percentage of a purchase made by a visitor as a result of a click through. Even if the visitor does not make a purchase on the advertisers site right away most programs will offer cookie duration of usually around 3090 days.

What this really means is that as long as the visitor has the cookie in their cache; even if they return to the advertisers site one month later you will still receive the commission from the sale however as in all things that are business related cookie duration is not a guarantee when you sign up for an affiliation program and is something that you need to check for before signing on. What I have discovered to be very successful is to take advantage of companies like Offers Quest or Google for text link advertising. Text links are a great resource as they are bandwidth friendly and when they are implemented properly add valuable content to your site which can also assist in search engine rankings.

When it comes to website affiliation you will also need to know how to conduct a market study because this is how you will find your target audience. For more details go to www.profitingwithfreereports.com Without a targeted audience your marketing campaign will not be effective. That is what this ebook is for; to teach you how to become a major player in the field of business that you choose by taking advantage of the internet and using affiliation as your marketing strategys foundation.

Affiliate programs are an excellent way to generate income for your site or someone elses and it is a pretty good introduction into ecommerce however but it’s a numbers game. Basically the more people who visit your site the greater your chances become for creating a good income especially if the programs you participate in are related to your site topic. Chances are you have probably come across many commercial sites that claim to offer the best affiliate program.

About the writer:nbsp;nbsp;Pritpal Singh Doad is doing his B.TECH Mechanical from S.U.S Collage Of Engineering And Technology Tangori MOHALI.
www.createownebook.com

www.createfreepdf.com

Easy Way To Gain Traffic To Your Website

Around the internet marketing world youll find a lot of gurus who claims that they have now found the recipe to attract a lot of visitors to your website. Some of them are actually right but many of them arent anything but scammers. In this article Ill talk about a one of these ways one that actually does work.

Viral marketing is my answer or should I say video marketing. It has never been easier to record produce and distribute videos than today. There are several reasons why you should use video as an active element in your online campaigns:

Its free to create videos
Its free to publish videos
Your videos can easily rank high in search engines
You can use your videos to attract a lot of visitors

The way you should do this is by creating small entertaining videos which are related to your little niche website. For example if you have an adsense website about yoga you should make some videos about yoga poses or maybe funny yoga clips. In the info box on the video pages that you submit your videos at you should link to your website. This is as easy as it sounds.

If you will go a little more pro than you can do with Windows Movie Maker I recommend that you download Camtasia Studie which is free to try for 30 days. With Camtasia Studio you can record great screen captures so that you can create tutorials for your visitors.

Try it out make a lot of different videos and see if this marketing method works for you.

About the writer:  Learn even more about video marketing on my blog eMarketing Reviews